1. Acceptance of Terms

By accessing and using www.expertsrefuge.com (the “Website”), you agree to comply with these Terms and Conditions (the “Terms”). If you do not agree with any part of these Terms, please refrain from using the Website.

2. Changes to Terms

EXPERTS REFUGE reserves the right to modify or update these Terms at any time without prior notice. Any changes will be posted on this page, and your continued use of the Website after such modifications implies your acceptance of the updated Terms. Please review these Terms periodically.

3. Use of the Website

3.1. Permitted Use

You are authorized to use the Website for lawful purposes only. You agree not to:

  • Engage in any activity that violates local, national, or international laws.
  • Breach the intellectual property rights of EXPERTS REFUGE or any third parties.
  • Submit or transmit any defamatory, abusive, offensive, or illegal content.
  • Upload or disseminate viruses, malware, or any other harmful code.
  • Attempt to gain unauthorized access to the Website or any systems connected to it.

3.2. Restrictions

You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from the Website without prior written consent from EXPERTS REFUGE.

4. Intellectual Property

All content on the Website, including but not limited to text, images, logos, and graphics, is the intellectual property of EXPERTS REFUGE unless otherwise stated. You may not reproduce, distribute, or otherwise exploit any content without express written permission from EXPERTS REFUGE.

5. User-Generated Content

5.1. Submission of Content

When you submit content (e.g., comments, reviews, forum posts) to the Website, you grant EXPERTS REFUGE a perpetual, non-exclusive, royalty-free license to use, modify, reproduce, and distribute such content globally. By submitting content, you affirm that you have the legal right to grant this license.

5.2. Content Standards

Any content submitted by you must comply with applicable laws and must not:

  • Be defamatory, offensive, or harmful.
  • Promote violence, discrimination, or illegal activities.
  • Infringe upon intellectual property or privacy rights of others.

EXPERTS REFUGE reserves the right to remove any content that violates these standards or is otherwise objectionable at its sole discretion.

6. Privacy

Your use of the Website is governed by our Privacy Policy. Please review it to understand our practices regarding the collection, use, and protection of your personal information.

7. Disclaimers and Limitation of Liability

7.1. Disclaimer of Warranties

The Website is provided “as is” and “as available.” EXPERTS REFUGE makes no warranties, express or implied, regarding the Website’s operation or the accuracy of its content. Your use of the Website is at your sole risk.

7.2. Limitation of Liability

EXPERTS REFUGE is not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website, including but not limited to:

  • Errors or omissions in the content.
  • Website downtime or technical issues.
  • Loss of data, profits, or business opportunities.

In jurisdictions where limitations on liability are not allowed, this provision may not apply to you.

8. Indemnification

You agree to indemnify and hold EXPERTS REFUGE, its affiliates, officers, directors, employees, and agents harmless from any claims, damages, losses, or expenses arising from your violation of these Terms or misuse of the Website.

9. External Links

The Website may contain links to third-party websites. These links are provided for your convenience, and EXPERTS REFUGE is not responsible for the content or privacy practices of third-party websites.

10. Governing Law

These Terms are governed by the laws of Morocco, without regard to its conflict of law principles. You agree to submit to the jurisdiction of the courts located in Casablanca, Morocco for any disputes arising out of or related to these Terms.

11. Termination

EXPERTS REFUGE reserves the right to terminate your access to the Website at any time without notice for any reason, including your violation of these Terms.

12. Contact Information

If you have any questions regarding these Terms, please contact us at:

Email: support@expertsrefuge.com
Phone: +212 5 22 30 72 53
Address: 11, Avenue des FAR, 11th Floor, Casablanca, 20250, Morocco